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A separate flood policy can be purchased to cover what your home policy excludes.

An employer must prepare an ERISA "wrapper" to supplement the Certificate of Insurance.

Tom also practices in the areas of corporate and securities law, including advising clients regarding securities offerings, securities enforcement matters, and regulatory compliance.

He represents clients in securities litigation and administrative proceedings, and serves as an expert witness on securities law topics.

Tom serves as coverage and claims monitoring counsel for directors and officers liability insurers, overseeing securities class action, derivative, and ERISA litigation against insureds.

He provides coverage opinions and represents insurers during the claim resolution process, including mediation efforts and other settlement negotiations.

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  1. The two decided to meet "IRL" (in real life) days later. Traditionally known for reviewing products like household cleaners and washers and dryers, Consumer Reports surveyed nearly 10,000 subscribers in the fall of 2016 about online dating and then rated matchmaking sites based on their overall satisfaction.

  2. Stay in it long enough, and you’ll inevitably wind up going out with the Big Easy’s archetypal characters, and should you be unclear on these stereotypes, here are the ones that tend to stick out when you’re looking for love in the Crescent City: Every game, every festival, every play, every local indie screening, every parade, every show, every happy hour... The phrase “let’s just chill out this weekend at home,” is entirely alien to them.