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A separate flood policy can be purchased to cover what your home policy excludes.
An employer must prepare an ERISA "wrapper" to supplement the Certificate of Insurance.
Tom also practices in the areas of corporate and securities law, including advising clients regarding securities offerings, securities enforcement matters, and regulatory compliance.
He represents clients in securities litigation and administrative proceedings, and serves as an expert witness on securities law topics.
Tom serves as coverage and claims monitoring counsel for directors and officers liability insurers, overseeing securities class action, derivative, and ERISA litigation against insureds.
He provides coverage opinions and represents insurers during the claim resolution process, including mediation efforts and other settlement negotiations.